If you’re getting towards the end of the month and you’re looking at your finances with some concern, then you’re probably not the only one. Even if you’re working hard and putting in the hours, while simultaneously restricting your spending, it can still always seem like a very long time until the next pay day.
It’s usually at these times when you’re stretched that the unexpected seems to happen. The boiler will breakdown or it will be time to pay for the TV licence. That’s when the difference of just a hundred or so pounds can make a huge difference – but where can you get this money from?
Family or friends
You can ask family or friends to borrow some money and will rarely have to pay back any interest on top of the usual loan amount. Despite this attractive feature, it’s not always a good idea to mix family and finance. We all know that long term friendships can sometimes be ruined over a few pounds borrowed and not repaid.
Lenders
If borrowing from family and friends isn’t a viable option then there are many lenders you can turn to instead. A cash advance from MYJAR can come in very useful as they are a firm who specialise in small loans which are given over short-term periods.
Their loans can give you the flexibility and leeway to cover additional and unexpected expenses when they occur and the application process is simple and straightforward.
All you need to do is register with MYJAR and then once you are approved you can access loans the same day. The pain-free registration process will provide you with a PIN code to allow you access to loans securely.
Sales
If you’d rather not borrow money at all, then why not see if you generate the cash you need through selling unwanted items or goods? The drawback here is that you may have to wait longer for your cash (and there is no guarantee that you’ll get the amount of money you want or need) but it can still be a worthwhile consideration.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk